09:20
Can PSD2 Drive a Wave of Digital Transformation?
- Learn how banks can turn PSD2 from a compliance challenge into a catalyst for business growth
- Who will be the initial winners of a Post-PSD2 ecosystem?
- Where are the opportunities for Banks and Merchants moving forward? Are these being truly exploited?
09:40
Standards for Open Banking: Is the Industry all on the Same Page?
- Learn the steps required to for industry-wide standards to ensure a good market facing outcome for PSD2
- Discover the role of TPPs in driving adherence to ensure their customers get the best solutions
- Explore whether customers should care about Open Banking or the use cases it powers?
10:10
Case Study: Open Banking or the Internet of Banking
- Learn how PSD2 and Open Banking are affecting the new challenger banks, is it all positive?
- ‘If This Then That’ - discover how to build a financial services platform that integrates seamlessly with how you live
- Are legacy banks to challenger banks what feature phones were to smart phones?
11:25
Appraising the current relationship between banks and their customers: Are banks out of touch?
- Explore what the Legacy banks can learn from the challengers to engage with their customers
- Are the Tech Giants creating a barrier between banks and their customers?
- Look at how to create digital accounts and innovative products that are fit for the Internet of Payments World
11:50
Updating Legacy systems that are inhibiting innovation and competition in FinTech
- Learn how to manage the transition from legacy systems to cloud; a lesson from the first clearing bank created in 250 years
- Centralising platforms and using a single API; discover how it can be done
- Explore what data needs to be kept in house and what can be hosted in the cloud to futureproof your organisation
14:00
Will the Threat of Tech Render Retail Banking Obsolete?
- How does the threat of prominent tech giants: Facebook, Google, Amazon and Apple measure up to the rise of FinTech and Regulation?
- How are the Tech giants making waves in the banking and payments space?
- What is the next move for legacy banks when considering this threat? Are IoT Payments the trojan horse?
14:30
Open Wealth – Open Banking’s Killer Use Case?
- Getting to know your financial self, learn how Open Wealth will shape how we interact with our money
- Discover the steps that need to be taken by Government, legacy institutions, FinTech and the customer to collaborate effectively
- Explore how AI, Machine Learning and open data can power open wealth to deliver killer ROI for institutions and customers
16:00
Innovating the Store with Smart Payment Enabled Technology
- Overt or Covert? How aware should the customer be of the latest smart technology?
- Using IoT Payments and Omni-Channel to take back market share from the online retailers
- Are IoT payments a double-edged sword? Do they help or hinder the customer relationship?
16:25
START-UP SHOWCASE: Your Chance to Identify the Next Big Thing
A series of 5 IoT start-ups will have the opportunity to pitch their cutting-edge ideas and technologies in 5 minutes before being challenged by a moderating panel and you, the audience!
Take this opportunity to gain early insight into new technologies and potentially identify your next investment project to give you a competitive edge in the market.
09:00
A Cashless Future with IoT Payments: Understanding the Barriers to Mass Adoption
- As more countries make fewer payments with cash is the ecosystem ready to support a cashless economy?
- Educating consumers on the benefits of IoT Payments: Developing trust and furthering adoption
- Dealing with the security question, is the industry doing enough to reassure consumers?
09:20
Crypto-Currency & Blockchain Versus IoT Payments
- Do merchants find crypto-currency a more viable option than IoT Payments as an investment strategy
- Dangers of Crypto to the consumer: Understanding and buying in to the bubble
- Can Blockchain and Crypto disrupt the world economy or will IoT Payments be more prevalent in the years to come
09:40
Mitigating the Threats to an IoT Payments Ecosystem
- What new risks have arisen with IoT payments, looking beyond ransomware attacks and cyber threats
- Who within your company needs to be responsible for mapping the risk? How much of a role do Head’s of Payments need to take?
- Accurate stress-testing and having a clear plan in place should the worst happen
11:15
Is Tokenisation the Silver Bullet to Fraud and Security Problems with IoT Payments
- How has tokenisation evolved in the past year: New vendors and requirements
- Moving past the basics of tokenisation: An insider view
- Is tokenisation a full proof system? Or does it still need work?
11:45
A Case Study of K Ring and ABN AMRO Bank: Wearables as the future of Payments
- How has tokenisation enabled the developments of passive wearable technology
- Learn how to overcome the security hurdles and give the consumer peace of mind with contactless wearables
- Integrating payment wearables with legacy banks, discover the road map to success for both sides
14:00
Hacks, Cracks and Authentication: Are we Providing the Security Measures Customers Need?
- Are biometrics the way forward, are they cool or creepy and are they safe?
- Learn how to rebuild customer trust after a data breach and how to stop it happening again
- Consumers want frictionless payments and perfect security; is it time for a reality check?
14:20
How Has the Implementation of GDPR Impacted the Relationship Merchants and Issuers Have With Their Customers?
- How have issuers and merchants responded to GDPR: A look at effective compliance
- Opt-In and IoT Payments: What is the GDPR angle?
- How to avoid being on the front page: TSB and the protection of reputational risk
14:40
Is Regulation for Banks Giving Tech Giants an Advantage in the Scramble for Customers?
- KYC and broader AML: Comparing compliance for banks and the likes of Facebook?
- What disadvantages do banks have from a regulatory standpoint? Are they prohibitive when competing for customers?
- License approved! Once the first tech giant receives a banking license will this spell the end of traditional retail banking?
15:30
Unconference Session - Collaboration, collaboration, collaboration: Solving your problems together.
The Chair will select 5 - 10 of the key challenges you have raised throughout the conference and task each group to brainstorm ideas that could solve them.
These will then be briefly presented back to the rest of the audience by the nominated spokesperson.